Colorado Home Insurance
Purchasing a home is one of the most important decisions you will ever make. This is because you will likely have a mortgage lasting anywhere from 15 to 30 years. There are many things to consider when purchasing a home. Arguably, the most important is home insurance. After all, if a grave event were to happen to your home, it's crucial to be covered.
Is it Required?
Different states have different laws. In Colorado, home insurance is not required. However, there is an important caveat to this fact. While Colorado doesn't require home insurance, most banks and lenders do require it for getting a loan. This protects the lender in the event of a catastrophic event that would destroy part or all of the house. The lender wants to make sure they are able to recover the funds they are owed.
Our Coverage Options
Fire, water, vandalism ‐ these are some of the threats which can damage or destroy a home. We at Stanton Insurance offer insurance protection against these events. Also, we also offer insurance against storm damage, theft, and other potential hazards.
With insurance, a homeowner need not worry what might happen to their home when they aren't there. The policy allows you to handle almost any situation from liability to damages. It is essential to be educated on the facts of coverage. Don't be afraid to reach out to us with your questions.
Does your bank or lender require home insurance? No matter the answer, it would behoove any homeowner to have protection against catastrophe. Reach out to our agents to learn more about how to start a home insurance policy. Also, try our online rating tool for a quote on home insurance from the comfort of your computer. We are ready to help you through the insurance process in Colorado.